:root{--navy:#092743;--blue:#0b5480;--orange:#f5662c;--orange-light:#fff1e9;--ink:#112231;--muted:#627080;--line:#dbe4e9;--white:#fff;--soft:#f5f8fa}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.55 'DM Sans',sans-serif;background:var(--white)}h1,h2,h3,p{margin-top:0}h1,h2,h3,.brand{font-family:'Manrope',sans-serif}a{color:inherit;text-decoration:none}.container{max-width:1180px;margin:auto;padding:0 28px}.site-header{position:absolute;z-index:5;width:100%;color:#fff;padding:25px 0}.nav-wrap{display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:10px;letter-spacing:.05em;font-size:15px}.brand-mark{display:grid;place-items:center;width:32px;height:32px;border-radius:9px;background:var(--orange);color:#fff;font:700 20px 'DM Sans'}.brand strong{color:var(--orange)}.brand em{font:500 9px 'DM Sans';letter-spacing:.16em;color:#b9cad5;display:block;margin-top:-4px}.main-nav{display:flex;align-items:center;gap:32px;font-size:14px}.main-nav>a{opacity:.88}.nav-cta{background:var(--orange);border-radius:4px;padding:12px 18px;font-weight:700;opacity:1!important}.nav-cta span,.button span{font-size:18px;margin-left:8px}.menu-toggle{display:none}.hero{background:var(--navy);color:#fff;position:relative;overflow:hidden;padding:145px 0 0;min-height:730px}.hero:after{content:'';position:absolute;inset:auto -10% -145px auto;width:70%;height:300px;background:#0c3453;transform:rotate(-5deg)}.hero-shape{position:absolute;border:1px solid rgba(255,255,255,.09);border-radius:50%}.shape-one{width:700px;height:700px;right:-300px;top:100px}.shape-two{width:420px;height:420px;right:50px;top:240px}.hero-grid{display:grid;grid-template-columns:.91fr 1.09fr;align-items:center;gap:50px;position:relative;z-index:1}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.15em;font-weight:700;color:#bfd0db;display:flex;align-items:center;gap:10px}.eyebrow-dot{width:8px;height:8px;background:var(--orange);border-radius:50%}.hero h1{font-size:clamp(43px,5vw,72px);line-height:1.04;letter-spacing:-.04em;max-width:590px;margin:23px 0}.hero h1 span,h2 span{color:var(--orange)}.hero-copy>p{max-width:460px;color:#bfd0db;font-size:18px}.hero-actions{display:flex;align-items:center;gap:25px;margin:34px 0 40px}.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:3px;padding:15px 21px;font:700 14px 'DM Sans';cursor:pointer;transition:transform .2s,background .2s}.button:hover{transform:translateY(-2px)}.button-orange{background:var(--orange);color:white}.button-orange:hover{background:#ff7441}.button-dark{background:var(--navy);color:#fff}.text-link{font-weight:700;font-size:14px}.text-link span{color:var(--orange);font-size:20px;margin-left:7px}.hero-proof{display:flex;align-items:center;gap:13px}.avatar-stack{display:flex}.avatar-stack span{display:grid;place-items:center;width:29px;height:29px;border:2px solid var(--navy);margin-left:-7px;border-radius:50%;background:#d8a68c;color:var(--navy);font-size:8px;font-weight:700}.avatar-stack span:first-child{margin-left:0;background:#e4b975}.avatar-stack span:nth-child(2){background:#8ba8b6}.avatar-stack span:nth-child(3){background:#e0c1a4}.avatar-stack span:last-child{background:var(--orange);color:#fff}.hero-proof strong,.hero-proof small{display:block}.hero-proof strong{font-size:12px}.hero-proof small{color:#9db2c1;font-size:11px}.hero-visual{position:relative;min-height:480px}.image-frame{width:100%;height:465px;overflow:hidden;border-radius:2px 80px 2px 2px;position:relative}.image-frame:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(9,39,67,.5),transparent 55%);z-index:1}.image-frame img{width:100%;height:100%;object-fit:cover;object-position:center}.floating-card{position:absolute;background:#fff;color:var(--ink);box-shadow:0 20px 40px rgba(0,0,0,.18);border-radius:4px;display:flex;align-items:center}.trust-card{left:-40px;bottom:58px;padding:14px 17px;gap:11px}.card-icon{background:#e8f7ed;color:#279558;width:33px;height:33px;border-radius:50%;display:grid;place-items:center;font-weight:700}.floating-card strong,.floating-card small{display:block}.floating-card strong{font-size:12px}.floating-card small{font-size:10px;color:var(--muted)}.years-card{right:-18px;top:58px;padding:15px;gap:8px;border-left:4px solid var(--orange)}.years-card strong{font-size:31px;color:var(--orange);line-height:1}.years-card span{font-size:10px;line-height:1.2;font-weight:700}.orange-sticker{position:absolute;right:22px;bottom:1px;background:var(--orange);padding:17px 20px;color:#fff;font-size:13px;line-height:1.2;transform:rotate(-5deg);box-shadow:8px 9px 0 rgba(9,39,67,.3)}.orange-sticker strong{font-size:16px}.orange-sticker span{font-size:19px;margin-left:9px}.hero-bottom{position:relative;z-index:2;display:flex;justify-content:space-between;color:#86a1b3;font-size:10px;letter-spacing:.15em;padding-top:72px;padding-bottom:27px}.section-pad{padding:100px 0}.insurance-section{background:#fff}.section-heading{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:46px}.orange-eyebrow{color:var(--orange)}h2{font-size:clamp(33px,4vw,49px);line-height:1.08;letter-spacing:-.04em;margin:14px 0 0}.section-heading>p{max-width:335px;color:var(--muted);margin:0}.insurance-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:13px}.insurance-card{min-height:310px;border:1px solid var(--line);padding:25px 23px;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}.insurance-card:hover{transform:translateY(-5px);box-shadow:0 18px 35px rgba(15,50,70,.09)}.insurance-card.featured{background:var(--orange);color:#fff;border-color:var(--orange)}.card-top{display:flex;justify-content:space-between;align-items:center}.insurance-icon{font-size:28px;color:var(--orange);font-weight:400}.featured .insurance-icon{color:#fff}.arrow{font-size:22px}.insurance-card h3{font-size:24px;line-height:1.1;margin:35px 0 12px}.insurance-card p{color:var(--muted);font-size:14px;line-height:1.45}.featured p{color:#fff}.insurance-card a{margin-top:auto;font-size:13px;font-weight:700}.insurance-card a span{color:var(--orange);font-size:19px;margin-left:6px}.featured a span{color:#fff}.about-section{background:var(--orange-light);padding:88px 0;overflow:hidden}.about-grid{display:grid;grid-template-columns:1fr 1.45fr .65fr;align-items:center;gap:50px}.about-number{font:800 100px/.8 'Manrope';color:var(--orange);letter-spacing:-.08em}.about-number sup{font-size:34px;vertical-align:top;letter-spacing:0}.about-number span{display:block;font:700 13px/1.3 'DM Sans';letter-spacing:0;color:var(--ink);margin-top:17px}.about-copy p{max-width:520px;color:var(--muted);margin:20px 0 27px}.about-stamp{border:1px solid #efb59a;border-radius:50%;width:185px;height:185px;display:grid;place-items:center;text-align:center;color:var(--orange);font:800 36px/.7 'Manrope';transform:rotate(12deg)}.about-stamp small{font:700 10px 'DM Sans';letter-spacing:.14em}.about-stamp span{font:500 10px 'DM Sans';color:var(--ink);letter-spacing:.06em}.quote-section{background:var(--navy);color:#fff}.quote-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:100px;align-items:start}.quote-intro h2{max-width:440px}.quote-intro p{color:#aec1cd;max-width:400px;margin:22px 0 38px}.quote-contact{display:flex;align-items:center;gap:13px}.contact-icon{display:grid;place-items:center;width:39px;height:39px;border:1px solid #4d7189;border-radius:50%;font-size:23px;color:var(--orange)}.quote-contact small,.quote-contact strong{display:block}.quote-contact small{font-size:11px;color:#aec1cd}.quote-contact strong{font-size:17px}.quote-form{background:#fff;color:var(--ink);padding:32px 34px;border-top:5px solid var(--orange)}.form-head{display:flex;gap:14px;align-items:center;border-bottom:1px solid var(--line);padding-bottom:22px;margin-bottom:24px}.form-head>span{color:var(--orange);font:800 25px 'Manrope'}.form-head strong,.form-head small{display:block}.form-head strong{font-size:17px}.form-head small{font-size:12px;color:var(--muted)}label{font-size:12px;font-weight:700;display:block;margin-bottom:16px}select,input{width:100%;display:block;margin-top:7px;padding:13px 12px;border:1px solid var(--line);background:#fbfcfd;color:var(--ink);font:14px 'DM Sans';border-radius:2px;outline-color:var(--orange)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:15px}.quote-form .button{width:100%;margin-top:8px}.form-note{font-size:11px;color:var(--muted);text-align:center;margin:14px 0 0}.form-note a{text-decoration:underline}.form-success{margin-top:16px;background:#e8f7ed;color:#237444;padding:12px;text-align:center;font-size:13px}.testimonial-section{background:var(--soft)}.rating{display:grid;grid-template-columns:auto auto;column-gap:10px;align-items:center}.rating strong{font:800 42px 'Manrope';color:var(--orange)}.rating span{color:var(--orange);letter-spacing:2px}.rating small{grid-column:2;color:var(--muted);font-size:11px}.testimonial-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.testimonial-grid blockquote{background:#fff;padding:30px;margin:0;color:#345064;line-height:1.6;font-size:17px}.testimonial-grid footer{display:flex;align-items:center;gap:11px;margin-top:24px}.quote-avatar{display:grid;place-items:center;width:35px;height:35px;background:#f0b48d;color:#7f3d22;border-radius:50%;font-size:10px;font-weight:700}.quote-avatar.blue{background:#b3d0de;color:var(--navy)}.testimonial-grid footer strong,.testimonial-grid footer small{display:block;font-size:12px}.testimonial-grid footer small{color:var(--muted);font-size:11px}.site-footer{background:#061b2c;color:#d8e5ec;padding:65px 0 20px}.footer-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:40px;padding-bottom:55px}.footer-brand{margin-bottom:18px}.footer-grid p{color:#91a8b7;font-size:13px}.footer-grid small{display:block;color:#718b9c;text-transform:uppercase;letter-spacing:.1em;font-size:10px;margin-bottom:12px}.footer-grid>div>a:not(.brand){display:block;color:#fff;font-size:13px;margin:7px 0}.socials{display:flex;gap:8px}.socials a{display:grid;place-items:center;width:30px;height:30px;border:1px solid #38556a;color:#fff;font-size:11px}.footer-bottom{border-top:1px solid #203b4f;padding-top:18px;display:flex;justify-content:space-between;color:#718b9c;font-size:10px}.hidden{display:none}@media(max-width:850px){.main-nav{gap:16px}.hero-grid,.quote-grid{grid-template-columns:1fr}.hero{padding-top:125px}.hero-visual{max-width:630px}.hero-bottom{padding-top:35px}.insurance-grid{grid-template-columns:repeat(2,1fr)}.about-grid{grid-template-columns:1fr 2fr}.about-stamp{display:none}.quote-grid{gap:45px}.footer-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:640px){.container{padding:0 20px}.site-header{padding:18px 0}.menu-toggle{display:flex;background:none;border:0;flex-direction:column;gap:5px;padding:8px}.menu-toggle span{width:24px;height:2px;background:#fff}.main-nav{display:none;position:absolute;top:70px;left:20px;right:20px;padding:18px;background:#08213a;flex-direction:column;align-items:stretch;gap:17px;box-shadow:0 15px 30px #041421}.main-nav.open{display:flex}.nav-cta{text-align:center}.hero{min-height:0;padding-top:110px}.hero h1{font-size:44px}.hero-copy>p{font-size:16px}.hero-actions{align-items:flex-start;flex-direction:column;gap:18px;margin:26px 0 30px}.hero-visual{min-height:370px;margin-top:28px}.image-frame{height:340px;border-radius:2px 48px 2px 2px}.trust-card{left:0;bottom:18px}.years-card{right:0;top:20px}.orange-sticker{right:12px;bottom:0}.hero-bottom{padding:45px 20px 23px;gap:10px;flex-wrap:wrap}.hero-bottom span{font-size:8px}.section-pad{padding:70px 0}.section-heading{display:block;margin-bottom:30px}.section-heading>p{margin-top:20px}.insurance-grid{grid-template-columns:1fr 1fr;gap:9px}.insurance-card{min-height:270px;padding:18px 15px}.insurance-card h3{font-size:20px;margin:25px 0 10px}.insurance-card p{font-size:13px}.about-section{padding:65px 0}.about-grid{display:block}.about-number{font-size:82px;margin-bottom:34px}.about-copy h2{font-size:34px}.quote-form{padding:25px 20px}.form-row{grid-template-columns:1fr}.testimonial-grid{grid-template-columns:1fr}.rating{margin-top:25px}.footer-grid{grid-template-columns:1fr 1fr;gap:28px 18px;padding-bottom:35px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{display:block;line-height:1.8}.footer-bottom span{display:block}.about-copy .button{width:100%}}
